Join Turg and Randy Z as they sit down to get real about the strategy behind being in your 30s including – home buying, borrowing against your future, stretching your dollar to the absolute maximum, comparing our lives to that of our parents and confronting the fact that we must now get serious about making adult decisions.

Enough, enough when it comes to home buying. When do you call it quits?

Randy shares his struggles with the home buying process. Three years in, and he’s still facing the same issues he faced at the very beginning.  Repeating the same thing over and over, while expecting a different result is the definition of insanity. Is Randy insane? Turg thinks Randy is simply insane to keep trying. Randy disagrees wholeheartedly. In the end the strategy you set forth has to be the best for you financially as well as mentally. Remember, not all strategy can be based purely on the financial element alone. It’s always important you consider the intangibles when making large life decisions.

Strategy and finances isn’t always easy, so how do we do it at 30?

Turg gets into the risks of over-extending your finances during economic boom-times. He hits on how making a financial decision during economically strong times is a risky move. It’s important we consider the cyclical nature of the economics at play. While Randy is no expert, he talks about the strategy his father used when purchasing a house and how that impacts his perspective. It’s always important to factor in what our parents knew and learned in life to help us excel.

Were our parents this bad at their 30s?

There is a big generational gap – not to mention historical gap – between us and our parent.s Let’s face it, often we feel that our generation got the short end of the stick. This is felt in every aspect of our lives and especially felt when making the difficult decisions that push our through our 30s. Turg and Randy are contemplating if their parents felt the same way or struggled with the same feeling of ‘immaturity’ Randy sometimes feels. It’s one of those things we can never compare. A lot of times, it’s simply because we will never know the extent of the adversity it was that they all faced. It comes down to the basic premise that we all have difficult lives filled with difficult decisions.

How do we take the experiences from those around us now approaching their 40s and try not to repeat history?

Of course we always tell ourselves we are different. We are unique. We won’t make that mistake. But since we were children we have been predisposed to the same shortcomings of past generations. Now more than ever we are starting to feel the changes in the world and relating to have they affect us. So, how do we take the lessons our peer groups have learned and learn from them? One thing we need to do – as a lot of us older Millennials begin to hit the halfway point of our journey through 30 – is listen. Listening to our peers and our mentors. Opening our ears to the experiences and keeping our eyes open to the potential outcomes that parallel themselves in all of our lives.

How can we master our 30s for the benefits of our 40s?

This is the illusive question we always try to answer – in more ways than one. But Turg and Randy share how being purposeful and understanding what you are learning on a daily basis is critical to succeeding.